geometric building looking up.png

Structured Financing

 

PHG Capital’s structured finance capabilities allow operators with complex projects to accomplish their goals while protecting their current portfolio and maintaining significant equity upside. Solutions can include a combination of a senior or construction loan, mezzanine or preferred equity, and additional common equity. Where PHG Capital differentiates itself, is its ability to tailor specific investor and loan terms to suit both the lender and borrower’s goals and risk tolerance.

 

STRUCTURED loan SOLUTIONS

 

STRUCTURED LOANS

  • Acquisitions

  • Lease-Up / Stabilization

  • Rehabilitation / Construction

  • Redevelopment / Re-Positioning

  • Gap Financing

  • Partner Buyouts

 
 

STRUCTURED LOAN SOLUTION FEATURES

Complete Capital Structure - most smaller operators struggle to solve for the entire capital stack which inhibits their rate of expansion - PHG Capital’s financial partners can participate at every level of the capital structure including sponsor capital

Cost Effectiveness - PHG Capital’s partners understand the benefit of working with high-quality operators and repeat clients which translates positively to pricing and the overall borrower/lender relationship

Term Flexibility - as a correspondent lender, PHG Capital works with a base framework of guidelines and has flexibility to adjust terms to address the borrower’s necessities and the lender’s risk tolerance

Long-Term Partnership - These solutions are typically multi-year/multi-property and our relationship with the operator is broad based


SUBMIT A PROJECT

Items to include:

  • Project overview & description

  • Financing request - loan type, size, term & any other details

  • Three-year financials including Trailing 12

  • Business plan & budget proforma (include CapEx)

  • Current statistic or STR report

  • Sponsor profile, experience and general net worth